Article 1 (Purpose) These terms and conditions are intended to define the rights, duties, and responsibilities of the users and the cyber mall operated by NY & Co., Ltd. (hereinafter referred to as "the Mall") in using the internet-related services (hereinafter referred to as "the Service") provided by the Mall.

※ "These terms and conditions also apply to electronic commerce conducted via PC communications, wireless, etc., as long as they do not contradict the nature of such transactions."

Article 2 (Definitions)

① “Mall” refers to a virtual business establishment established by NY&CO Co., Ltd. to enable users to trade goods, etc. using information and communication equipment such as computers in order to provide goods or services (hereinafter referred to as “Goods, etc.”) to users. It is also used to refer to the business operator operating the cyber mall.

② “User” refers to members and non-members who access the “Mall” and receive services provided by the “Mall” in accordance with these Terms and Conditions.

③ ‘Member’ refers to a person who has registered as a member of the “Mall” and can continuously use the services provided by the “Mall.”

④ ‘Non-member’ refers to a person who uses the services provided by the “Mall” without registering as a member.

Article 3 (Specification, explanation, and revision of terms and conditions, etc.)

① The “Mall” shall post the contents of these terms and conditions, the name and representative name, the address of the business location (including the address of the place where consumer complaints can be handled), telephone number, facsimile number, e-mail address, business registration number, mail-order business report number, personal information management officer, etc. on the initial service screen (front page) of the 00 Cyber Mall so that users can easily see them. However, the contents of the terms and conditions may be made available for users to view through a link screen.

② The “Mall” shall obtain the user’s confirmation by providing a separate link screen or pop-up screen so that users can understand important contents stipulated in the terms and conditions, such as cancellation of subscription, delivery responsibility, and refund conditions, before the user agrees to the terms and conditions.

③ “Mall” may revise these Terms and Conditions to the extent that it does not violate related laws such as the Act on Consumer Protection in Electronic Commerce, etc., the Act on Regulation of Terms and Conditions, the Electronic Documents and Electronic Transactions Basic Act, the Electronic Financial Transactions Act, the Electronic Signature Act, the Act on Promotion of Information and Communications Network Utilization and Information Protection, etc., the Act on Door-to-Door Sales, etc., and the Consumer Protection Act.

④ When “Mall” revises the Terms and Conditions, it shall post the effective date and the reason for the revision on the Mall’s home screen along with the current Terms and Conditions from 7 days prior to the effective date to the day before the effective date. However, in case the contents of the Terms and Conditions are changed in a way that is disadvantageous to the user, it shall post a notice at least 30 days in advance. In this case, the “Mall” clearly compares the contents before and after the revision and displays them so that users can easily understand them.

⑤ If the “Mall” revises the terms and conditions, the revised terms and conditions will only apply to contracts concluded after the date of application, and the terms and conditions before the revision will be applied to contracts already concluded before that date. However, if a user who has already concluded a contract wishes to be subject to the revised terms and conditions and sends a notice to the “Mall” within the notice period for the revised terms and conditions under Paragraph 3 and receives the consent of the “Mall,” the revised terms and conditions will be applied.

⑥ Matters not specified in these terms and conditions and the interpretation of these terms and conditions shall be governed by the Act on Consumer Protection in Electronic Commerce, etc., the Act on Regulation of Terms and Conditions, the Consumer Protection Guidelines in Electronic Commerce, etc. established by the Fair Trade Commission, and related laws and regulations or customary practices.

Article 4 (Provision and Change of Services)

① The “Mall” performs the following tasks:

1. Provision of information on goods or services and conclusion of purchase contracts

2. Provision of information on goods or services for which a purchase contract has been concluded Delivery

3. Other tasks determined by the “Mall”

② In the event of a shortage of goods or services or changes in technical specifications, etc., the “Mall” may change the content of goods or services to be provided under a contract to be concluded in the future. In this case, the content of the changed goods or services and the date of provision shall be immediately announced in the place where the content of the current goods or services is posted.

③ In the event that the “Mall” changes the content of services that the user has contracted to provide due to reasons such as the shortage of goods, etc. or changes in technical specifications, etc., the “Mall” shall immediately notify the user of the reason at a notifiable address.

④ In the case of the preceding paragraph, the “Mall” shall compensate for any damages suffered by the user as a result. However, this shall not apply if the “Mall” proves that there was no intent or negligence.

Article 5 (Suspension of Services)

① The “Mall” may temporarily suspend the provision of services in the event of maintenance, inspection, replacement, and malfunction of information and communication equipment such as computers, or interruption of communication.

② “Mall” compensates for damages suffered by users or third parties due to temporary suspension of service provision for the reasons set forth in Paragraph 1. However, this does not apply if “Mall” proves that there was no intent or negligence.

③ If the service cannot be provided due to reasons such as change in business type, abandonment of business, or integration between companies, “Mall” shall notify users in the manner set forth in Article 8 and compensate consumers according to the conditions initially presented by “Mall.” However, if “Mall” does not notify users of the compensation criteria, etc., “Mall” shall pay users mileage or accumulated points, etc. in kind or in cash equivalent to the currency value used in “Mall.”

Article 6 (Membership Registration)

① Users apply for membership by filling out membership information in the registration form set forth by “Mall” and expressing their consent to these terms and conditions.

② “Mall” shall register users who apply for membership as set forth in Paragraph 1 as members unless they fall under any of the following items.

1. If the applicant has previously lost membership qualifications in accordance with Article 7, Paragraph 3 of these Terms and Conditions, however, this does not apply if 3 years have passed since the loss of membership qualifications in accordance with Article 7, Paragraph 3 and the “Mall” has approved the re-registration of membership.

2. If there are any false, omitted, or incorrect entries in the registration information

3. If it is determined that registering as a member significantly interferes with the technology of the “Mall”

③ The time of establishment of the membership contract is when the “Mall”’s approval reaches the member.

④ If there is a change in the information registered at the time of membership registration, the member must notify the “Mall” of the change within a reasonable period of time by means of modifying the member information, etc.

Article 7 (Withdrawal of membership and loss of qualifications, etc.)

① Members may request withdrawal from the “Mall” at any time, and the “Mall” will immediately process the withdrawal.

② If a member falls under any of the following reasons, the “Mall” may restrict or suspend membership qualifications.

1. If false information is registered when applying for membership

2. If the member does not pay the price of goods purchased using the “Mall” or other debts related to the use of the “Mall” by the due date

3. If the member threatens the order of e-commerce by interfering with another person’s use of the “Mall” or stealing information

4. If the member uses the “Mall” to commit acts prohibited by law or these Terms and Conditions or against public order and morals

③ If the “Mall” restricts or suspends membership and the same act is repeated more than twice or the reason is not corrected within 30 days, the “Mall” may revoke the membership.

④ If the “Mall” revoke the membership, the membership registration will be canceled. In this case, the member will be notified and given at least 30 days to explain before the cancellation of the membership registration.

Article 8 (Notice to Members)

① When the “Mall” notifies members, it may do so by sending an email address designated by the member in advance through an agreement with the “Mall.”

② In the case of notice to an unspecified number of members, the “Mall” may substitute individual notice by posting on the “Mall” bulletin board for more than one week. However, individual notices will be sent for matters that have a significant impact on the member’s own transactions.

Article 9 (Purchase Application and Consent to Provision of Personal Information, etc.)

① “Mall” users apply for purchases on the “Mall” by the following or similar methods, and the “Mall” must provide the following information in an easily understandable manner when users apply for purchases.

1. Search and select goods, etc.

2. Enter the recipient's name, address, phone number, email address (or mobile phone number), etc.

3. Confirm the terms and conditions, services with limited right of cancellation, and details related to cost burden such as delivery and installation fees

4. Agree to these terms and conditions and confirm or reject the matters in item 3 above

(e.g., mouse click)

5. Apply for purchase of goods, etc. and confirm this or consent to the confirmation of the "mall"

6. Select payment method

② In case the "mall" needs to provide the purchaser's personal information to a third party, the "mall" must notify the purchaser of 1) the recipient of the personal information, 2) the purpose of use of the personal information by the recipient of the personal information, 3) the items of personal information provided, and 4) the period of retention and use of the personal information by the recipient of the personal information, and obtain consent. (The same applies when the matters for which consent is given are changed.)

③ When the “Mall” entrusts a third party with handling the purchaser’s personal information, it must notify the purchaser of 1) the person entrusted with handling personal information, and 2) the details of the work for which personal information handling is being entrusted, and obtain consent. (The same applies when the matters for which consent is given are changed.) However, in cases where it is necessary for the performance of a contract for the provision of services and is related to the promotion of the purchaser’s convenience, the notification procedure and consent procedure may be omitted by notifying the purchaser through the personal information handling policy in the manner prescribed in the “Act on Promotion of Information and Communications Network Utilization and Information Protection, etc.”

Article 10 (Establishment of Contract)

① The “Mall” may not accept a purchase application under Article 9 in the following cases. However, in the case of concluding a contract with a minor, the minor or the legal representative may cancel the contract if the consent of the legal representative is not obtained.

1. In the case of false, omitted, or incorrect information in the application

2. In the case of a minor purchasing goods or services prohibited by the Youth Protection Act, such as cigarettes or alcohol

3. In the case of the “Mall” determining that accepting other purchase applications significantly interferes with the technology

② The contract is deemed to be established when the “Mall”’s acceptance reaches the user in the form of a receipt confirmation notice under Article 12, Paragraph 1.

③ The “Mall’s” expression of acceptance must include information regarding the confirmation of the user’s purchase application, whether or not the application is available for sale, correction or cancellation of the purchase application, etc.

Article 11 (Payment Method) Payment for goods or services purchased at the “Mall” may be made using any of the available methods listed below. However, the “Mall” may not collect any fees for the user’s payment method in addition to the price of goods, etc.

1. Various account transfers such as phone banking, internet banking, and mail banking

2. Various card payments such as prepaid cards, debit cards, and credit cards

3. Online bank transfer

4. Payment using electronic money

5. Payment upon receipt

6. Payment using points paid by the “Mall” such as mileage

7. Payment using gift certificates that have been contracted with the “Mall” or approved by the “Mall”

8. Payment using other electronic payment methods, etc.

Article 12 (Confirmation of receipt notification, change and cancellation of purchase application)

① When a user applies for a purchase, the “Mall” shall send a confirmation of receipt notification to the user.

② If there is a discrepancy in the expression of intent, etc., the user who received the receipt confirmation notice may request a change or cancellation of the purchase application immediately after receiving the receipt confirmation notice, and the “Mall” shall process the request without delay if the user requests it before delivery. However, if payment has already been made, the provisions on withdrawal of subscription, etc. in Article 15 shall apply.

Article 13 (Supply of Goods, etc.)

① Unless there is a separate agreement with the user regarding the timing of the supply of goods, etc., the “Mall” shall take necessary measures such as custom manufacturing, packaging, etc. so that the goods, etc. can be delivered within 7 days from the date the user made the subscription. However, if the “Mall” has already received all or part of the payment for the goods, etc., it shall take measures within 3 business days from the date of receipt of all or part of the payment. In this case, the “Mall” shall take appropriate measures so that the user can check the supply procedure and progress of the goods, etc.

② The “Mall” shall specify the means of delivery, the party responsible for the delivery cost by means, and the delivery period by means for the goods purchased by the user. If the “Mall” exceeds the agreed delivery period, it shall compensate the user for any damages incurred as a result. However, this shall not apply if the “Mall” proves that there was no intent or negligence.

Article 14 (Refund) If the “Mall” cannot deliver or provide the goods, etc. that the user has requested to purchase due to reasons such as out of stock, it shall promptly notify the user of the reason and, if it has received payment for the goods, etc. in advance, it shall refund the payment within 3 business days from the date of receipt or take necessary measures for a refund.

Article 15 (Cancellation of subscription, etc.)

① A user who has entered into a contract with the “Mall” for the purchase of goods, etc. may cancel the subscription within 7 days from the date of receipt of the written contract in accordance with Article 13, Paragraph 2 of the Act on Consumer Protection in Electronic Commerce, etc. (if the supply of goods, etc. is delayed compared to the receipt of the written contract, it shall refer to the date of receipt of the goods, etc. or the date of commencement of the supply of goods, etc.). However, if the Act on Consumer Protection in Electronic Commerce, etc. provides otherwise regarding withdrawal of subscription, the provisions of said Act shall apply.

② If the user has received goods, etc., the user may not return or exchange them in the following cases:

1. If the goods, etc. are lost or damaged due to a reason attributable to the user (however, if the packaging, etc. is damaged in order to check the contents of the goods, etc., withdrawal of subscription may be made)

2. If the value of the goods, etc. has significantly decreased due to the user’s use or partial consumption

3. If the value of the goods, etc. has significantly decreased to the extent that resale is difficult due to the passage of time

4. If the original goods, etc. can be duplicated with goods, etc. that have the same performance, if the packaging of the original goods, etc. is damaged

③ In the cases of subparagraphs 2 through 4 of paragraph 2, if the “mall” has not taken measures such as indicating the fact that withdrawal of subscription, etc. is restricted in a place where the consumer can easily see it in advance or providing trial products, the user’s withdrawal of subscription, etc. shall not be restricted.

④ Notwithstanding the provisions of Paragraphs 1 and 2, if the content of the goods, etc. is different from the content of the display or advertisement or if the performance is different from the contract, the user may cancel the subscription, etc. within 3 months from the date of receiving the goods, etc., or within 30 days from the date of learning or being able to learn of the fact.

Article 16 (Effect of Cancellation of Subscription, etc.)

① If the “Mall” receives the goods, etc. back from the user, it shall refund the payment already made for the goods, etc. within 3 business days. In this case, if the “Mall” delays the refund of the goods, etc. to the user, it shall pay the delayed interest calculated by multiplying the delayed interest rate stipulated in Article 21-2 of the Enforcement Decree of the Act on Consumer Protection in E-Commerce, etc. by the delay period.

② When refunding the above amount, if the user paid the price of the goods, etc. using a payment method such as a credit card or electronic money, the “Mall” shall request the business operator who provided the payment method to suspend or cancel the claim for the price of the goods, etc. without delay.

③ In the case of cancellation of subscription, etc., the cost required to return the goods, etc. supplied shall be borne by the user. “Mall” shall not claim a penalty or compensation for reasons such as cancellation of subscription. However, in the case of cancellation of subscription, etc. due to the content of goods, etc. being different from the displayed/advertised content or being performed differently from the contract contents, “Mall” shall bear the cost required to return the goods, etc.

④ In the case where the user pays the shipping cost when receiving goods, etc., “Mall” shall clearly indicate who shall bear the cost in the case of cancellation of subscription so that the user can easily understand.

Article 17 (Personal Information Protection)

① “Mall” collects the minimum amount of personal information necessary to provide services when collecting personal information of users.

② “Mall” shall not collect in advance the information necessary for the performance of the purchase contract when registering as a member. However, this shall not apply in the case where identity verification is required prior to the purchase contract in order to perform obligations under relevant laws and regulations and where the minimum amount of specific personal information is collected.

③ “Mall” shall notify the user of the purpose and obtain consent when collecting and using the user’s personal information.

④ “Mall” cannot use collected personal information for purposes other than the intended purpose, and if a new purpose of use arises or if it is provided to a third party, the purpose shall be notified to the relevant user and consent shall be obtained at the stage of use/provision. However, if the relevant laws provide otherwise, this shall not apply.

⑤ If “Mall” must obtain the consent of the user pursuant to Paragraphs 2 and 3, the identity of the person in charge of personal information management (affiliation, name, phone number, and other contact information), the purpose of collecting and using information, matters related to the provision of information to third parties (recipient, purpose of provision, and content of information to be provided), etc. as stipulated in Article 22 Paragraph 2 of the Act on Promotion of Information and Communications Network Utilization and Information Protection, etc. shall be specified or notified in advance, and the user may withdraw this consent at any time.

⑥ Users may request to view or correct errors in their personal information held by “Mall” at any time, and “Mall” shall be obligated to take necessary measures without delay. If a user requests correction of an error, “Mall” shall not use the relevant personal information until the error is corrected.

⑦ “Mall” shall limit the number of persons handling the personal information of users to the minimum in order to protect personal information, and shall be fully responsible for any damage suffered by users due to loss, theft, leakage, provision to a third party without consent, alteration, etc. of the personal information of users, including credit card and bank account information.

⑧ “Mall” or a third party that has received personal information from it shall destroy the personal information without delay when the purpose of collection or provision of the personal information has been achieved.

⑨ “Mall” shall not set the consent box for collection, use, and provision of personal information as pre-selected. In addition, “Mall” shall specifically state the services that will be restricted if the user refuses to consent to the collection, use, and provision of personal information, and shall not restrict or refuse the provision of services, such as membership registration, due to the user’s refusal to consent to the collection, use, and provision of personal information that is not a mandatory collection item.

Article 18 (Obligations of “Mall”)

① “Mall” shall not engage in any acts prohibited by laws and regulations or these Terms and Conditions or contrary to public order and morals, and shall do its best to provide goods and services continuously and stably in accordance with the provisions of these Terms and Conditions.

② “Mall” must have a security system to protect users’ personal information (including credit information) so that users can safely use Internet services.

③ “Mall” shall be responsible for compensating users for damages incurred due to unfair labeling or advertising acts as defined in Article 3 of the Act on Fair Labeling and Advertising regarding products or services.

④ “Mall” shall not send users unsolicited commercial advertising e-mails.

Article 19 (Member’s Obligations Regarding ID and Password)

① Except for the case of Article 17, members are responsible for managing their ID and password.

② Members shall not allow third parties to use their ID and password.

③ If a member becomes aware that his/her ID and password have been stolen or is being used by a third party, he/she shall immediately notify “Mall” and follow the instructions provided by “Mall”.

Article 20 (User Obligations) Users shall not perform the following acts:

1. Registering false information when applying or changing

2. Stealing information from others

3. Changing information posted on the “Mall”

4. Transmitting or posting information (such as computer programs) other than information specified by the “Mall”

5. Infringing on the intellectual property rights, such as copyrights, of the “Mall” or other third parties

6. Acts that damage the reputation of the “Mall” or other third parties or interfere with their business

7. Acts of disclosing or posting obscene or violent messages, images, voices, or other information that violates public order and morals on the Mall

Article 21 (Relationship between the linked “Mall” and the linked “Mall”)

① When the upper “Mall” and the lower “Mall” are connected by a method such as a hyperlink (e.g., the target of the hyperlink includes text, images, and moving images), the former is called the linked “Mall” (website) and the latter is called the linked “Mall” (website).

② If the connected “mall” clearly states on the initial screen of the connected “mall” or on a pop-up screen at the time of connection that it does not assume warranty responsibility for transactions between users and the connected “mall” regarding goods, etc. independently provided by the connected “mall,” then the connected “mall” will not assume warranty responsibility for such transactions.

Article 22 (Attribution of Copyright and Restrictions on Use)

① The copyright and other intellectual property rights for works created by the “mall” belong to the “mall.”

② Users may not use information obtained by using the “mall” for profit purposes or allow third parties to use information for profit by means of reproduction, transmission, publication, distribution, broadcasting, or other methods without the prior consent of the “mall.”

③ The “mall” must notify the user in question when using the copyright belonging to the user according to the agreement.

Article 23 (Dispute Resolution)

① The “mall” establishes and operates a damage compensation processing organization to reflect the legitimate opinions or complaints raised by users and compensate for the damages.

② “Mall” will give priority to complaints and opinions submitted by users. However, if prompt processing is difficult, the user will be notified immediately of the reason and processing schedule.

③ In the event of a request for damage relief from a user in connection with an e-commerce dispute between “Mall” and a user, the dispute may be subject to the mediation of the Fair Trade Commission or a dispute resolution agency commissioned by the city/provincial governor.

Article 24 (Jurisdiction and Governing Law)

① Litigation regarding e-commerce disputes between “Mall” and a user shall be under the exclusive jurisdiction of the local court with jurisdiction over the user’s address at the time of filing, or if there is no address, the user’s place of residence. However, if the user’s address or place of residence is unclear at the time of filing, or if the user is a foreign resident, the case shall be filed with the competent court under the Civil Procedure Act.

② Korean law shall apply to e-commerce lawsuits filed between “Mall” and a user.

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